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Today , I want to help you improve your fiscal situation . Yup , today . If you spend five minutes reading this post , it could better your financial state of affairs .
If you ’ve been around this web log for a while , you know that Austin and Ilive off of less than $ 1500 per calendar month .
Life was n’t always that luxurious though 🙂 The twelvemonth we got married , we made less than $ 15,000 for the whole year . In fact , I do n’t think we ’ve ever had a tax return record more than an income of $ 35,000 .
Here ’s the thing , I have never felt poor . I have never felt greatly “ in need ” .
I ’m proud of the choices that we ’ve made and the fiscal stableness that we ’ve created even with a low income . A giving reason that I ’ve never felt poor or in need is because we have an empowered view of our finances .
Change Your Financial Situation in 5 Minutes Today
Stick with me here . I know many hoi polloi who make much more money than us that often complain about what they do n’t have or what they ’re “ too hapless for ” .
They even say the four words that I crawl when I hear:“We Ca n’t yield That ”
I have tried firmly to banish this phrase from my vocabulary . Why ? “ We ca n’t yield that ” is a vote out phrase that pull in me experience like we ’re missing out .
We are not defeated . We are in control of our money . We adjudicate how we pass it based on our precedence .
Could we give to go on a sail every twelvemonth ? Yeah .
Could we afford unexampled bright phone and a newer car ? Yeah .
Could we afford to eat on out at fancy restaurants each workweek ? Yeah .
To do all of those thing , we would ask to make dissimilar option and set unlike antecedency .
Our precedence has been to stay out of debt and get Austin through college so that he could get a problem that he savour ( and that pays well ) . We have been focalise on those goals for the last few years and how we ’ve spend our money reflects that .
People tell me all the time that they could never live on as little as we do because the monetary value of living where they are is so high . I all get that , and I attempt to never come across like I believe masses should drop how we do . It ’s all about choice . In fact , when we move next hebdomad , we ’ll be living in a eminent cost of living sphere and our budget will probably go up because of it .
The point is that it ’s all about choices and precedency .
You could have cheaper rent if you lived in a lower cost of bread and butter domain . It ’s your choice to live there . If you “ ca n’t ” move because all of your family survive nearby , that ’s fine . That means that you ’re select to make living near folk a priority and your spending reflect that .
We could afford to go on more vacations , but we ’ve chosen to save up a bigger pinch monetary fund rather . Financial surety and peace of mind have been a big precedence for us than traveling .
When we recognize that each of these things is our choice , it does n’t make us the victim of what we ca n’t give . It empowers us to believe in our pick and see what ’s of import to us .
Even when our income was crazy low and we were barely making it , I was saving every penny I could to give off the niggling bit of debt that we had . We could have choose to buy a nicer railway car and have auto payments or bribe expensive wearable . Obviously , that would have been a passably unintelligent choice and we might not have been able to pay our economic rent if we had done that , but I ’ve seen the great unwashed who make those unfit decisions because of where their priorities are .
If you change how you retrieve about money , you shift your fiscal situation .
Look at how you ’re spending your money and you ’ll see your priorities . If you sincerely have different antecedence , then perchance it ’s time to make some change to your spending and make a budget to make dissimilar thing materialise in your life .
I do n’t want to think about what I ca n’t open . I want to choose how I drop my money because I ’m in control of it . I can choose to bring harder to make more money or I could select to move in with family to open locomotion or a snazzy car . The point is , it ’s my choice .
I want you to find empowered in how you think about your finances . I desire you to acknowledge your priorities and select how to spend your money because of those precedency . What do you think ?
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