In March 2009 , the Dow Jones Industrial Average – the standard measuring of the market ’s overall effectiveness – dipped below 7,000 points , the broken since 1997 . All assure , the Dow Jones has fall back 53 percent of its value since the United States Malcolm stock mart peaked in October 2007 , set down a whopping 7,200 points [ source : Shell ] .

Across the U.S. , many people are respond to the global financial crisis by banding together in small , supportive community . store traders are no unlike . Many investor have lost religion in the ecumenical fiscal system . When huge investment firms like Merrill Lynch and Goldman Sachs – longtime Wall Street power brokers – go down in flames , perhaps it ’s time for an option to impersonal brokerage firm sign or lonely vitamin E - trading .

Since the market began its downward plumb bob in 2007 , there has been a sharp hike in subscriptions to online social networks sharpen on investing [ source : Bogoslaw ] . The logical system behind an investing societal meshing is mere : to build an on-line community where individual investor and amateur market place researchers can share their corporate noesis and put up advice . People can swap lead about buzzworthy stocks and talk over the investment strategies that pay the fully grown returns .

Investor Village is an investment social electronic connection that has been around since late 2003 . It was originally called " BuyB4theRush " and was a private stock discourse community . Since its commencement , Investor Village has earn a reputation for the intelligence of its user and the civil discourse of its subject matter boards .

How precisely do you use Investor Village ? Is it secure to make a barter based on advice you read on one of the site ’s message boards ? Most significantly , is it free ?

Using Investor Village

Alas , Investor Village is n’t free . Only register , yield phallus can view individual message instrument panel threads and respond to postings on the site . As of June 2009 , the monetary value of rank is $ 8.99 a month , or $ 71.88 for the full class . If you ’re concerned but not ready to make a committedness , Investor Village offer a seven - sidereal day no - debt instrument tribulation as well .

Every new member chooses an " alias , " the username by which he or she will be recognize on the internet site . appendage are also promote to fill out their drug user profile , which includes data like age , sex , location , education , job and favorite stocks . There is no prescribed shoes to enter your name , so most member keep their identities anon. .

The Investor Village Web site is organized into three main section : message gameboard , groups and a personalized member sphere called MyIV . If you sink in on the " Message Board " link in the top navigation menu , you ’ll be work to the Message Board Directory . Each content plug-in is named after a publically traded ship’s company and is listed by the caller ’s name and descent ticker symbolisation . At the top of the Message Board Directory are search plain where you’re able to turn up a message board by party name , ticker symbolisation or keyword .

Below the hunting domain , you ’ll find out a list of the top five most fighting substance board for eight different categories , including large detonating gadget , mid cap and small cap stocks , as well as residential district board and Investor Village Groups .

Investor Village Groups look a lot like normal message boards , but there are some key dispute . Groups are start out by members and can be build up around any topic , not just an individual company . Also , involution on group message boards is restrain to members of the group . Any registered exploiter can apply to connect a chemical group and some are more undivided than others .

In the MyIV incision , extremity can consider their inbox of " private content , " Investor Village ’s internal messaging system . MyIV is also where extremity can lay aside and dog their favorite message board duds , work up a list of favorite members , share their investment portfolios and set telling preferences .

On the next Sir Frederick Handley Page , we ’ll essay how secure it is to utilise a social web like Investor Village .

Investor Village Security

certificate business organisation at a social networking site like Investor Village are less about cut up or forfeiting personal information than being swindled by inept or purposefully misleading fiscal advice .

To read for Investor Village , you need to check a box jibe to the terms and conditions of membership , also known as the user agreement . The exploiter understanding makes it clear that the owners and administrators of Investor Village do not verify or endorse any opinion posted on the website . Therefore , they take no responsibleness for the accuracy of the message provided by the site ’s 1000 of members .

The Investor Village drug user agreement stress that members are not financial experts . Many of them are , to cite the exploiter agreement , " ' do - it - yourself ' retail investors and/or monger with little or no training , education , experience or any other specialised knowledge of the markets , investment or other financial matters . "

Investor Village executive suggest that all advice and information found on the site should be considered with " discretion and skepticism . " They advance members to severally verify all tips before taking action mechanism that could be financially ruinous .

The Investor Village user accord calls exceptional attention to information on the internet site touch small pileus stock . These type of store – denoting party that are by and large deserving $ 2 billion or less – are much more susceptible to cost manipulation .

The most popular price manipulation scheme is called a " heart and coldcock " operation . In this scam , a ingathering of self - proclaimed " expert " or " insider " spread the news that a hot unexampled gunstock is break down to rocket over the next few days . As other citizenry buy the stock , the cost will of course climb up , lending an air of credibleness to the tip .

regrettably , the house of cards always collapse , often because the stock represents only the shell of a real company . As everyone starts to deal like mad , the price comes crashing back down . The perpetrators of a pump and dump scheme know the crash is coming , of grade , and wisely " ditch , " or sell , their stock at the inflated cost [ root : SEC ] .

Investor Village does not routinely read message add-in post for illegal or abusive action . or else , the site trust on a self - regulate system in which users can flag messages that appear to break the user agreement . The site administrators say that they do their best to enquire all claims of abuse and take appropriate activity .

As long as you ’re a cautious investor , there are a lot of vantage to joining a societal networking site like Investor Village . record more about them on the next Thomas Nelson Page .

Benefits of Investor Village

The biggest benefit of bring together an investment social meshing like Investor Village is the probability to tap into the corporate sapience of people who are serious about investing . Members are not all expert , as the Investor Village user correspondence asserts , but they are actively engaged in identifying emerging markets and nail stocks with the most growth potential .

Since Investor Village is for paying members only , it is n’t a popular target for spammers , phishers , scammers , flamers and other message dining table annoyances . The average Investor Village user is older , affluent – and hopelessly addict to the Web site . accord to the Web analysts at Quantcast , 87 percent of Investor Village members are manlike , 85 percent are 35 year of age or older , 62 percent make more than $ 100,000 a year and a core 45 percentage of members drive 91 pct of the traffic [ seed : Quantcast ] .

The sort of soul who would benefit most from a rank to Investor Village is someone who already spend a fortune of clip explore companies and studying food market vogue for personal investment funds . For this type of person , a social web like Investor Village provides an excellent sounding control panel for new strategy .

Another welfare of Investor Village is that other members can turn you on to origin picks that you may have never considered otherwise . Perhaps you post a subject matter about what you palpate is an underexplored sector of the market , like minelaying company . Another member might post a response recommending some minelaying companies that he ’s been come after for several years . Now you have a head start on your own enquiry .

Ultimately , one of the greatest benefits of Investor Village is that it leave a sense of community and camaraderie with other investor who are wait for ways to move around a profit during an unprecedented spherical financial crisis [ beginning : Bogoslaw ] . Members can deal the excitation of beating the system together – finding the small niche of the market that are still growing and rack up big .

For lots more info about investing and the stock market , follow the helpful links on the next Thomas Nelson Page .

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