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I am beyond excited to bring this new series to you ! Because of the popularity of my monthly budget , I want to show some more potpourri with other substantial - life budgets for people in different circumstances .
I reached out to other bloggers who were unforced to share their average monthly budget with you !
When we first started budgeting , it was hard to find examples of actual life budgets . I think it can be helpful to see how others drop their money because you could think about how you would tweak things based on your specific circumstances .
Each substantial - life budget in the series will show how much a budget can vary based on localization , household size of it , diet , priorities , income , debt …
you may take a look atour current $ 2500 per calendar month budget here .
Sidenote : One of the very best things you’re able to do to start getting a hold on your finance is track your spending ! you could download and print my costless spending tracker printable and take military action today !
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Today ’s existent - life budget come from Brad , who runs the websiteMaximize Your Money .
Basics About Brad’s Budget
mob Size:3 – Brad is splice with one daughter in college out of state of matter .
locating : Charleston , South Carolina – He says it ’s beautiful but expensive !
dieting : Brad and his married woman , Karla , eat 90 % paleo andmostly non - GMO / constituent nutrient , which influence their market budget .
Job : Brad and Karla retired early !
Worth Mentioning : They have a pay for house , so no mortgage payment . fab , right ? ! They also move around a gross ton for their girl ’s swim meet .
Brad’s Monthly Budget
Special Note : I did not require Brad to share his income or any taxes that he has to bear . We ’re just await at budgeted spending .
Allowance(child in college):$150.00
Auto :
wear ( 3 grownup ): $ 250.00
Dining Out : $ 400.00
contribution : $ 210.00
Dues ( HOA ): $ 385.33
amusement ( books , medicine , etc . ): $ 78.67
Fitness ( Gym membership ): $ 79.33
Food ( Grocery ): $ 800.00
natural endowment ( natal day and Christmas ): $ 333.33
pilus ( and occasional pedi / mani ): $ 79.33
Home Furnishings : $ 166.67
remark from Brad on Furniture : menage furnishings we have $ 2k / yr budget but normally do n’t spend that each twelvemonth . We vagabond money over so it ’s available for swelled purchases when needed – a futon we bought this year , place desk , we ’ll need to replace two couches at some point , etc .
Home Repair & Maintenance : AC , Pest , Yard:$54.25
Household ( Non - Food ): $ 200.00
Insurance :
Pets(2 cats , 1 dog):$83.33
RV Storage : $ 65.00
subscription ( Netflix and Amazon Prime ): $ 20.00
taxation :
Travel & Vacation:$1,250.00
take down from Brad on Travel : Our daughter drown for UGA ( with a nice eruditeness ) so we move to watch her swim a lot . Even just doing the trip from Charleston to UGA for two Clarence Shepard Day Jr. to watch and put up the team – it adds up quickly with gas , food , hotel , etc . And when we go to liberal meets – like sec next year in Texas and NCAAs in Ohio – we have airfare , automobile rental , etc . When we pass to Olympic Trials ( 2012 and 2016 ) it ’s easily a $ 5k stumble once you add in the monetary value of tickets . She graduate next year and we ’ll be saving the equivalent of a European vacation each year . 🙂
Utilities :
Note from Brad on Tithing : ordinarily we would have a tithe category of 10 % but , as former retired mass , we do n’t have any income right now . When we draw down investments we do tithe on the nonexempt gains . We also tithe on coach fees , ad income , etc . but it is very varying so we do n’t put it as a budget item .
Brad Kingsley is a personal finance blogger and Certified Financial Coach . He serve the great unwashed create a plan for their finances to attain freehanded goal , like have out of debt , paying for college and providing for a comfortable retirement . Visit his site athttps://MaximizeYourMoney.com
A HUGE give thanks you to Brad for show up us his budget ! His lifespan is so dissimilar from mine in many ways and it ’s awe-inspiring to see how Brad and Karla are making their budget work .
I love that you may clearly see their priorities in their budget . They ’ve work hard to pay off their house and not have any other debt . They also travel a net ton to brook their daughter . Their budget is such an inspiration to me !
related to Posts :
The Fastest Way to make Your First Budget
The Most efficacious style to Fix Your House on a Tight Budget
Our real Budget : endure on Less Than $ 1500 / Month
13 closed book to Saving Money on Food ( while eating respectable )
