Using Google Wallet Without NFC

As we ’ve mentioned , many retailer still do not have point - of - sale systems that support NFC - driven digital wallet technology , and most cell phone companies do not offer phone that are arrange up to allow Google Wallet to work with NFC . Widespread implementation of NFC arrive at another rent when Apple choose not to admit it in the iPhone 5 . The technology is only currently available on select Android phones andtablets . So what is a would - be early adopter to do ?

For anyone who is scheme by Google Wallet but does n’t have the equipment , the beneficial tidings is that Google has devised a few other manner for multitude to use it until NFC sees broad adoption .

The society rolled out a Google Wallet API that allows on-line merchants to include a Buy with Google button , which enables customers to make purchase with just a few clicks via their mobile devices and the app . Google has also developed a Google Wallet Instant Buy API that allows integration of Google Wallet into merchant ' own Android apps . Both countenance for make quick purchases of good and Service without have to infix all of your requital and shipping selective information many times over on multiple site and apps .

Google also has a newfangled feature rolling out over 2013 that allows user to transport money viaGmail . To well-nigh " attach " money when you are sending an e - mail , you hover over the file attachment ikon ( a paperclip ) and a few other symbols appear . Among the line of icons is a dollar sign that allows you to send money to someone via your Google Wallet account . The transmitter can reassign money from his or her Google Wallet proportion or bank account statement for free , or from a recognition add-in for a 2.9 - percentage transaction fee with a minimal charge of $ 0.30 .

If you do n’t have Gmail , you could send money from the Google Wallet app on your earpiece or pad , or through Google Wallet online . The pass receiver does not have to have Gmail . Any e - mail address will do . But in social club to collect the money , they must sign up for a Google Wallet invoice . As of summer 2013 , only US residents can get money via Google Wallet .

At one full point there was talk of Google offering a strong-arm Google Wallet card for utilization in place of the app , but that plan has plain been scrapped [ source : Wester ] .

Some competing digital billfold services will use NFC , but some will use other methods such as a forcible card , a personal designation bit ( PIN ) in colligation with a mobile turn , representative recognition or QR code scanning technology . In fact , Google Wallet utilizes QR codes for merchandiser loyalty programs and exceptional offering .

In a lot of way , digital wallets – including Google ’s challenging oblation – are not quite quick for prime metre . Butm - commerce(mobile mercantilism ) is come , and soon . And when it does , you may be using Google Wallet , or one of its competition , for everything from your daybreak anchor ring to your late night take-away .

I update this clause , and I ’ll go on record as say that I am all for put most of my info into the cloud and using my headphone as my virtual wallet . Plastic does n’t seem all that infallible to me anyway . I have misplace enough loyalty cards , and even the odd credit add-in , to care that they were all digitally accessible . And I ’m already sending credit card info all over the blank space via electron and radio waves .

late , I traveled to a weeklong conference and there was only one reference posting that I could perhaps use to pay for the expensive hotel way . I was terrified for days leading up to the misstep that something was going to happen to that card and I ’d be rendered temporarily homeless . I did n’t respire a suspiration of relief until they ’d swiped it . Having the phone as a potential championship would have made me less of a nervous crash .

My big digital wallet fearfulness would be my earpiece battery dying and allow me unable to make up and wash ravisher in the back of a restaurant to brood a meal ( not that that ’s a substantial matter these days ) . So I ’d probably sway around a spare form of payment all the time for a while . But I ’ve already managed to jolly much eliminate checks from my life using an online banker’s bill payment service . Getting rid of physical menu is the next logical step .

Of course , my speech sound does n’t have NFC , so I , like most people , will have to wait a while longer for the contraption of tap and pay .

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